Home Page Medicare Supplements Prescription Drug Plans Medicare Advantage Plans Life Insurance Dental Insurance Contact Us Home Page

Life Insurance


Life Insurance Information

There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.

Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.

In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.

It's impossible to say which type of life insurance is better because the kind of coverage that's right for you depends on your unique circumstances and financial goals.

But remember, the best way to figure out the amount and type of life insurance that makes sense for your particular situation is to meet with a qualified and licensed life insurance professional.

When planning for your life insurance needs, let us guide the way - it's as easy as
www.123DIOS.com.  Contact Us. 

109 N Black Horse Pike, Suite 5-A, Blackwood, NJ 08012

Licensed in NJ, PA & DE
 
"Contact Us" should only be completed if interested in obtaining Medicare Supplement or other non-CMS
regulated products. Individuals interested in Medicare Advantage or Medicare Prescription Drug Plans
should call 856-794-1973 to speak with a licensed agent            
           

Medicare has neither reviewed nor endorsed this information.
           
By contacting us about Medicare Supplement (Medigap) plans or Medicare Prescription Drug plans or
Medicare Advantage plans or Life Insurance plans or Dental plans and/or services you acknowledge that a licensed
insurance sales agent may contact you via telephone, email and/or mail to discuss your request for information. 
Advertisements and solicitations for insurance are included in this website.